Our April showers seem to be a bit late this year and while they might bring May flowers, they also bring something else–hail.
Hail can cause some serious damage to a home but if handled properly insurance companies are liable for covering all of the damages. Take the Dover family who this past April had damage to four pieces of their siding, but replacing just the four pieces wasn’t an option–it would all need to be replaced in order for them to be covered. The insurance company covered $32,000 that included a new roof, siding, and gutter. All of the damage being caused by just one hail storm.
When looking to see if a home has suffered hail damage, look for soft metal dents on the top of gutters and on flashing around fireplaces, around windows, and around the corners of the house. If there are dents in the soft metal there is a very high chance there are dents or holes in the siding of the house. If you’re unsure as to whether or not there is any damage call us and we will check it out for you. We won’t tell you there is damage if there really isn’t because we don’t want you to make a false claim with an insurance company and have it ding you. Filing a proper claim is crucial to getting full coverage and we are here to ensure that it’s correct.
We subscribe to a service called WeatherFusion.com that provides maps that measure extreme weather that we use to help find “wind dates” for insurance claims. They do this by measuring hail from categories from one to five and then focus in on a certain area getting it down to the street. It shows the size of the hail and measures the high winds based on downed trees and fallen power lines.
So whether or not the storm is coming or it has already passed, at ORS we want to ensure that your claims are correct and you get the best coverage possible. We’ll even come out to meet with your insurance agent. So make sure you give us a call as soon as you suspect any damage!