A: That is a great question. The first thing you need to do is determine if the leak is active. Check the spot to see if it is moist. Mark the edges of the stain lightly with a pencil so you can monitor the area for spreading.
* We do not recommend the first call being to your insurance company. You should first get a qualified contractor to determine the source of the water. If it is a small leak due to cracking of a stack or vent on the roof; the cost of fixing the roof and painting of the stain are not worth having a claim on your record. Not to mention, the total may not even exceed your deductible.